Critical Illness Insurance
Protecting your health should not come at the cost of your life savings. No one can fully anticipate a serious illness, but with Critical Illness Care Plus from MetLife, you can ensure you are financially ready if it happens. This plan provides the financial support you need, allowing you to concentrate entirely on getting better.
How It Works
Choose your coverage amount, select a payment frequency that suits you: annual, semi-annual, quarterly, or monthly, and pay your premiums. From that point on, you and your family are protected.
If you’re diagnosed with any of the 35 covered conditions, you receive a direct cash payout based on the severity tier. No restrictions on how you spend it.
What’s Covered
The plan covers 35 critical illnesses across five major categories. Payouts are structured in three tiers based on condition severity:
- Tier 1: 100% of coverage amount
The most severe conditions include advanced cancer, significantly impaired heart function, permanent neurological deficit, end-stage organ or digestive system disorders, blindness, and loss of independence. - Tier 2: 50% of coverage amount
Serious conditions such as coronary artery bypass surgery, open heart surgery, stroke with persisting symptoms, multiple sclerosis, Parkinson’s disease, lung removal, full-thickness burns, and deafness. - Tier 3: 25% of coverage amount
Early-stage or moderate conditions, including early-stage cancers, single or double vessel angioplasty, benign brain tumour, insulin-dependent diabetes, severe Crohn’s disease, partial blindness, and single-limb loss of use.
Key Benefits
Premiums start from as low as USD 23 per month for coverage up to USD 50,000. Your spouse can be added to the same policy at a discounted premium. Each of your children (up to five) is automatically covered with a USD 20,000 lump sum upon diagnosis. You can increase or decrease your coverage as your needs change.
Why Critical Illness Cover?
Standard medical insurance often doesn’t cover everything. Gaps like unpaid sick leave, co-pays and deductibles, treatment abroad, out-of-network specialists, or annual coverage limits can leave you financially exposed at the worst possible time. Critical Illness Care Plus fills that gap with a direct cash benefit. So your recovery plan isn’t limited by your insurance plan.
Want to learn more or get a personalized quote? Download the full product brochure or fill out the form below, and one of our advisors will be in touch.
*Please refer to the definitions in the policy terms and conditions for details.
Disclaimer:
This product is underwritten by our Insurance Company partners and issued subject to the terms and conditions determined by them. Doha Bank does not offer Insurance advice, nor does it manage, underwrite or issue Insurance / Takaful policies. Doha Bank or its employees are not responsible for rejected applications or claims. Premiums received by Doha Bank are not bank deposits. All Contributions collected from customers are forwarded to the respective insurance companies. This product is optional and not a pre- requisite for any credit or deposit product offered by Doha Bank. This plan, its benefits and proceeds are subject to the local Laws and Regulation applicable in the State of Qatar. Insurance is the subject matter of solicitation.
